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OppFi Inc. (OPFI)

7.42 +0.10 (+1.37%)
At close: September 4 at 4:00:03 PM EDT
7.48 +0.06 (+0.81%)
After hours: September 4 at 7:30:08 PM EDT
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Chart Range Bar
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  • Previous Close 7.32
  • Open 7.25
  • Bid 7.20 x 110000
  • Ask 7.49 x 130000
  • Day's Range 7.25 - 7.44
  • 52 Week Range 6.50 - 12.45
  • Volume 490,247
  • Avg. Volume 855,431
  • Market Cap (intraday) 632.245M
  • Beta (5Y Monthly) 1.78
  • PE Ratio (TTM) 2.43
  • EPS (TTM) 3.05
  • Earnings Date Oct 28, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date Apr 8, 2025
  • 1y Target Est 13.31

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

www.oppfi.com

410

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 9/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

OPFI
29.06%
S&P 500 (^GSPC)
12.75%

1-Year Return

OPFI
29.00%
S&P 500 (^GSPC)
18.71%

3-Year Return

OPFI
208.21%
S&P 500 (^GSPC)
70.93%

5-Year Return

OPFI
16.50%
S&P 500 (^GSPC)
70.18%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q1 FY26
Revenue 151.88M
Earnings 28.4M
Profit Margin 18.70%

Q3

FY25

Q4

FY25

Q1

FY26

0
50M
100M
150M
15.0%
20.0%
25.0%

Analyst Insights

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Analyst Price Targets

11.00
13.31 Average
7.42 Current
16.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/26/2026
Analyst Citizens
Rating Action Reiterates
Rating Market Outperform
Price Action Maintains
Price Target 11 -> 11

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (5yr expected)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    31.06%

  • Return on Assets (ttm)

    25.49%

  • Return on Equity (ttm)

    58.24%

  • Revenue (ttm)

    327.48M

  • Net Income Avi to Common (ttm)

    101.72M

  • Diluted EPS (ttm)

    3.05

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    64.35M

  • Total Debt/Equity (mrq)

    69.25%

  • Levered Free Cash Flow (ttm)

    --

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