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Enova International, Inc. (ENVA)

230.58 -2.59 (-1.11%)
At close: September 4 at 4:00:03 PM EDT
230.58 0.00 (0.00%)
After hours: September 4 at 7:56:03 PM EDT
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Chart Range Bar
Loading chart for ENVA
  • Previous Close 233.17
  • Open 230.27
  • Bid 218.00 x 30000
  • Ask 246.89 x 20000
  • Day's Range 230.27 - 235.82
  • 52 Week Range 103.02 - 267.45
  • Volume 142,574
  • Avg. Volume 379,082
  • Market Cap (intraday) 5.741B
  • Beta (5Y Monthly) 1.21
  • PE Ratio (TTM) 17.34
  • EPS (TTM) 13.30
  • Earnings Date (est.) Oct 22, 2026
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 277.14

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

www.enova.com

1,836

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 9/4/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

ENVA
46.68%
S&P 500 (^GSPC)
12.75%

1-Year Return

ENVA
86.89%
S&P 500 (^GSPC)
18.71%

3-Year Return

ENVA
352.30%
S&P 500 (^GSPC)
70.93%

5-Year Return

ENVA
593.47%
S&P 500 (^GSPC)
70.18%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 928.93M
Earnings 105.06M
Profit Margin 11.31%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
200M
400M
600M
800M
9.5%
10.0%
10.5%
11.0%

Analyst Insights

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Analyst Price Targets

257.00
277.14 Average
230.58 Current
300.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 7/24/2026
Analyst TD Cowen
Rating Action Maintains
Rating Buy
Price Action Raises
Price Target 250 -> 257

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (5yr expected)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    21.01%

  • Return on Assets (ttm)

    5.49%

  • Return on Equity (ttm)

    26.08%

  • Revenue (ttm)

    1.69B

  • Net Income Avi to Common (ttm)

    355.45M

  • Diluted EPS (ttm)

    13.30

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    135.27M

  • Total Debt/Equity (mrq)

    337.02%

  • Levered Free Cash Flow (ttm)

    --

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