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Enova International, Inc. (ENVA)

174.09 -6.95 (-3.84%)
At close: October 30 at 4:00:03 PM EDT
174.09 0.00 (0.00%)
After hours: October 30 at 4:00:41 PM EDT
Trade ENVA on Coinbase
Chart Range Bar
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  • Previous Close 181.04
  • Open 177.59
  • Bid 156.00 x 20000
  • Ask 195.00 x 20000
  • Day's Range 172.55 - 178.40
  • 52 Week Range 118.28 - 267.45
  • Volume 233,604
  • Avg. Volume 342,029
  • Market Cap (intraday) 4.258B
  • Beta (5Y Monthly) 1.28
  • PE Ratio (TTM) 12.02
  • EPS (TTM) 14.48
  • Earnings Date Oct 22, 2026
  • Forward Dividend & Yield -- (0.00%)
  • 1y Target Est 230.83
  • Motley Fool Rating Bullish

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

www.enova.com

1,836

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

ENVA
10.74%
S&P 500 (^GSPC)
10.73%

1-Year Return

ENVA
46.02%
S&P 500 (^GSPC)
11.11%

3-Year Return

ENVA
340.40%
S&P 500 (^GSPC)
81.91%

5-Year Return

ENVA
436.65%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 1.01B
Earnings 107.3M
Profit Margin 10.63%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
200M
400M
600M
800M
1B
9.5%
10.0%
10.5%
11.0%

Analyst Insights

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Analyst Price Targets

220.00
230.83 Average
174.09 Current
275.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/26/2026
Analyst Maxim Group
Rating Action Maintains
Rating Buy
Price Action Lowers
Price Target 285 -> 220

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    20.91%

  • Return on Assets (ttm)

    5.60%

  • Return on Equity (ttm)

    26.82%

  • Revenue (ttm)

    1.83B

  • Net Income Avi to Common (ttm)

    382.44M

  • Diluted EPS (ttm)

    14.48

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    117.4M

  • Total Debt/Equity (mrq)

    344.85%

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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