Yahoo
NasdaqCM - Nasdaq Real Time Price USD

ChoiceOne Financial Services, Inc. (COFS)

35.45 +0.45 (+1.29%)
At close: October 30 at 4:00:01 PM EDT
35.45 -0.02 (-0.06%)
After hours: October 30 at 4:00:02 PM EDT
Trade COFS on Coinbase
Chart Range Bar
Loading chart for COFS
  • Previous Close 35.00
  • Open 35.97
  • Bid 25.93 x 200
  • Ask 45.54 x 200
  • Day's Range 35.21 - 36.68
  • 52 Week Range 26.63 - 37.10
  • Volume 82,043
  • Avg. Volume 78,967
  • Market Cap (intraday) 528.866M
  • Beta (5Y Monthly) 0.64
  • PE Ratio (TTM) 9.66
  • EPS (TTM) 3.67
  • Earnings Date (est.) Jan 29, 2027
  • Forward Dividend & Yield 1.16 (3.27%)
  • 1y Target Est 37.00
  • Zacks Rating Bearish

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

www.choiceone.bank

571

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

View More

Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

COFS
23.50%
S&P 500 (^GSPC)
10.73%

1-Year Return

COFS
27.61%
S&P 500 (^GSPC)
11.11%

3-Year Return

COFS
108.27%
S&P 500 (^GSPC)
81.91%

5-Year Return

COFS
71.10%
S&P 500 (^GSPC)
64.59%

Earnings Trends

View More

Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 45.19M
Earnings 14.54M
Profit Margin 32.19%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
10M
20M
30M
40M
30.0%
30.5%
31.0%
31.5%
32.0%

Analyst Insights

View More

Analyst Price Targets

35.00 Low
37.00 Average
35.45 Current
38.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 7/28/2026
Analyst DA Davidson
Rating Action Maintains
Rating Buy
Price Action Raises
Price Target 36 -> 38

Statistics

View More

Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    32.17%

  • Return on Assets (ttm)

    1.25%

  • Return on Equity (ttm)

    11.87%

  • Revenue (ttm)

    169.67M

  • Net Income Avi to Common (ttm)

    54.58M

  • Diluted EPS (ttm)

    3.67

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    94.97M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

View More

People Also Watch

Mobilize your Website
View Site in Mobile | Classic
Share by: