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Provident Financial Services, Inc. (PFS)

22.94 -0.23 (-0.99%)
At close: October 30 at 4:00:03 PM EDT
22.94 0.00 (0.00%)
After hours: October 30 at 4:01:23 PM EDT
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PFS Q3 2026 earnings call
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  • Previous Close 23.17
  • Open 23.09
  • Bid 22.94 x 20000
  • Ask 22.95 x 50000
  • Day's Range 22.87 - 23.31
  • 52 Week Range 17.71 - 25.49
  • Volume 955,934
  • Avg. Volume 837,821
  • Market Cap (intraday) 2.992B
  • Beta (5Y Monthly) 0.82
  • PE Ratio (TTM) 9.64
  • EPS (TTM) 2.38
  • Earnings Date (est.) Jan 27, 2027
  • Forward Dividend & Yield 0.96 (4.14%)
  • 1y Target Est 27.83
  • Zacks Rating Bullish

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

www.provident.bank

1,817

Full Time Employees

December 31

Fiscal Year Ends

Banks - Regional

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

PFS
19.82%
S&P 500 (^GSPC)
10.73%

1-Year Return

PFS
29.65%
S&P 500 (^GSPC)
11.11%

3-Year Return

PFS
90.98%
S&P 500 (^GSPC)
81.91%

5-Year Return

PFS
18.47%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q3 FY26
Revenue 238.45M
Earnings 69.16M
Profit Margin 29.00%

Q4

FY25

Q1

FY26

Q2

FY26

Q3

FY26

0
50M
100M
150M
200M
30.0%
32.0%
34.0%
36.0%

Analyst Insights

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Analyst Price Targets

25.00
27.83 Average
22.94 Current
30.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 8/3/2026
Analyst Keefe, Bruyette & Woods
Rating Action Reiterates
Rating Outperform
Price Action Raises
Price Target 26 -> 28

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    33.98%

  • Return on Assets (ttm)

    1.22%

  • Return on Equity (ttm)

    11.02%

  • Revenue (ttm)

    912.86M

  • Net Income Avi to Common (ttm)

    310.16M

  • Diluted EPS (ttm)

    2.38

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    266M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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