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Morningstar

Morningstar

Mar 31, 2026

SoFi Technologies, Inc.: SoFi Technologies: Increasing Our Fair Value Estimate; Shares Undervalued

Symbols

SOFI

Sector(s)

Financial Services

Rating

Current Price

16.43

Fair Value

Economic Moat

Stewardship

Summary

SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and

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