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Nelnet, Inc. (NNI)

122.47 -1.07 (-0.87%)
At close: October 30 at 4:00:03 PM EDT
122.47 0.00 (0.00%)
After hours: October 30 at 4:00:59 PM EDT
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Chart Range Bar
Loading chart for NNI
  • Previous Close 123.54
  • Open 124.03
  • Bid 78.50 x 10000
  • Ask 235.40 x 10000
  • Day's Range 122.07 - 123.68
  • 52 Week Range 116.62 - 144.38
  • Volume 120,546
  • Avg. Volume 140,744
  • Market Cap (intraday) 4.382B
  • Beta (5Y Monthly) 0.77
  • PE Ratio (TTM) 14.63
  • EPS (TTM) 8.37
  • Earnings Date Nov 5, 2026
  • Forward Dividend & Yield 1.32 (1.07%)
  • 1y Target Est 125.00
  • Zacks Rating Bearish

Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; and business process outsourcing services primarily in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and administrative services. The Education Technology Services and Payments segment provides financial management services; school information system software; a donation platform; education technology solutions; and customized professional development and coaching, and advanced learning and educational instruction services. This segment also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; learning management system; an integrated commerce payment platform; and a school management platform that provides administrative, information and financial management, and communication functions for K-12 schools. The Asset Generation and Management segment invest, allocates an manages loan assts. The Nelnet Bank segment operates as an internet industrial bank. It also offers investment advisory, investment, and reinsurance services, as well as engages in the real estate investment; and solar engineering, procurement, and construction businesses. The company was founded in 1977 and is headquartered in Lincoln, Nebraska.

www.nelnet.com

5,744

Full Time Employees

December 31

Fiscal Year Ends

Credit Services

Industry

Recent News

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Performance Overview

Trailing total returns as of 10/30/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

NNI
7.18%
S&P 500 (^GSPC)
10.73%

1-Year Return

NNI
3.59%
S&P 500 (^GSPC)
11.11%

3-Year Return

NNI
49.19%
S&P 500 (^GSPC)
81.91%

5-Year Return

NNI
56.49%
S&P 500 (^GSPC)
64.59%

Earnings Trends

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Earnings Per Share

GAAP
Normalized
GAAP
Normalized

Revenue vs. Earnings

Annual
Quarterly
Annual
Quarterly
Q2 FY26
Revenue 410.01M
Earnings 66.66M
Profit Margin 16.26%

Q3

FY25

Q4

FY25

Q1

FY26

Q2

FY26

0
100M
200M
300M
400M
16.0%
18.0%
20.0%
22.0%
24.0%

Analyst Insights

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Analyst Price Targets

125.00
125.00 Average
122.47 Current
125.00 High

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell

Latest Rating

Date 10/6/2026
Analyst TD Cowen
Rating Action Maintains
Rating Hold
Price Action Lowers
Price Target 130 -> 125

Statistics

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Valuation Measures

Annual
  • Market Cap

  • Enterprise Value

  • Trailing P/E

  • Forward P/E

  • PEG Ratio (current)

  • Price/Sales (ttm)

  • Price/Book (mrq)

  • Enterprise Value/Revenue

  • Enterprise Value/EBITDA

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    20.30%

  • Return on Assets (ttm)

    1.72%

  • Return on Equity (ttm)

    6.76%

  • Revenue (ttm)

    1.49B

  • Net Income Avi to Common (ttm)

    302.24M

  • Diluted EPS (ttm)

    8.37

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    175.21M

  • Total Debt/Equity (mrq)

    193.74%

  • Levered Free Cash Flow (ttm)

    --

Company Insights

Research Reports

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